Lendtly
Top Pick
4.5
(6,000+ reviews)
Home improvement and personal loans from $1,000 to $50,000. No hidden fees, no prepayment penalties, fast online approvals, and funding in as little as one business day.
Review of Lendtly
Lendtly stands out as a top choice for homeowners looking to finance renovations, upgrades, or emergency repairs without using home equity. With a sleek online platform, no fees, and lightning-fast funding, Lendtly has become a go-to for borrowers seeking a simpler way to fund home improvement projects.
Lendtly is not a direct lender but a loan connection platform that matches users with reputable financing partners. Its application process is smooth and confidential, offering soft credit checks during prequalification and next-day funding in many cases.
Lendtly Summary
Perfect for borrowers who want quick, secure access to home improvement funds, Lendtly eliminates the usual friction of traditional lending. With no origination or prepayment fees, it’s a smart solution for everything from bathroom remodels to roofing repairs.
Benefits
- Home Improvement Focused: Great for renovations and major repairs
- No Fees: No origination, application, or prepayment charges
- Fast Processing: Funds typically available in 24 hours
- Private Application: Strong emphasis on borrower privacy
- Flexible Amounts: Loans from $1,000 to $50,000
Drawbacks
❌ Not a Direct Lender: Loan offers come from partner lenders
❌ Rates Vary: APR and loan terms shown only after prequalification
❌ Limited State Availability: Not available in all U.S. states
❌ Customer Support Varies by Lending Partner
How it Works
- Visit Lendtly.com and select your loan purpose
- Complete a short form to view offers (soft credit pull)
- Choose the best match from verified lenders
- Finalize your loan and receive funds — often by the next business day
Reputation Snapshot
- Rating: 4.5/5 (6,000+ reviews)
- BBB: Accredited
- Loan Types: Home Improvement & Personal Loans
- Loan Amounts: $1,000 – $50,000
- Founded: 2019
- Total Lending: $500+ Million Funded
Ready to Start Your Project?
Whether you’re fixing a roof, remodeling your kitchen, or upgrading your HVAC system, Lendtly makes it fast and easy to access the funds you need — without the paperwork, pressure, or penalties.
Related Blogs
Learn how to check, improve, and understand
Learn the different types of debt, including
Discover 8 simple steps to pay off
Need to Boost Your Lender's Reputation?
Let us review your site and showcase It on our platform.
READ REVIEWS
Other Best Lender Sites
Top Pick
Lendtly
4.5
Home improvement and personal loans from $1,000 to $50,000. No hidden fees, no prepayment penalties, fast online approvals, and funding in as little as one business day.
$500 Million
Funded over
Thousands of Borrowers
Trusted by
Top Pick
SoFi
3.8
Personal loans from $5,000 to $100,000. Fixed rates, no fees, fast funding, and member benefits. Ideal for consolidating high-interest credit card debt with flexible terms and strong customer support
A+ Accredited
BBB
$5,000 – $100,000
Loan Amounts
Editor's Choice
LendcoFunding
4.6
Personal, mortgage, auto, and business loans up to $50,000+. Fast approvals, flexible terms, no prepayment penalties. BBB A-rated.
Over $1.5 Billion
Total Lending
Best Value
Better Rise Capital
4.7
Fast, transparent, direct-to-business funding with no brokers or hidden fees. Same-day approvals, flexible programs, and a 95% approval rate.
$2B+
Capital Disbursed
10,000+
Businesses Funded
Editor's Choice
Freedom Debt Relief
4.6
24-48 months, no upfront fees. BBB A+ rating, minimum $7,500 debt.
$1B
Client debt resolved
1K
Satisfied Clients
Editor's Choice
Debt Care Plus
4.4
Debt Care Plus offers a full spectrum of programs and services to support clients through all stages of debt relief.
24/7
Support Specialists
Lower rates through consolidation
COMMON QUESTION
Frequently Asked Question
Have questions about our lender reviews or how we assess lending platforms? Find answers to the most common inquiries below.
What is debt consolidation?
Debt consolidation is the process of combining multiple debts into a single loan or payment plan. This can simplify your financial management by reducing the number of payments you need to make each month and often securing a lower interest rate.
How can I consolidate my debt?
You can consolidate your debt through various methods, including taking out a debt consolidation loan, transferring balances to a low-interest credit card, or enrolling in a debt management program. Each option has its own benefits and requirements, so it’s essential to choose the one that best fits your financial situation.
Can debt consolidation save me money?
Yes, debt consolidation can save you money by lowering your overall interest rates and reducing the total amount you owe over time. By consolidating your debts, you may also lower your monthly payments, making it easier to manage your finances and pay off your debt faster.
How do I choose the right debt consolidation company?
Research is key. Look for companies with strong reputations, transparent terms, and low fees. At Lender Reviews, we’ve handpicked top-rated companies based on detailed reviews, ensuring you find trustworthy providers with competitive interest rates and favorable terms. Be sure to compare options, read reviews, and check for accreditations before making a decision.
What is the difference between debt consolidation and debt settlement?
Debt consolidation combines multiple debts into one loan with a lower interest rate, while debt settlement involves negotiating with creditors to pay less than what you owe. Debt settlement may have a more negative impact on your credit score compared to consolidation.
Will debt consolidation affect my credit score?
Initially, applying for debt consolidation can result in a small dip in your credit score due to a hard inquiry. However, over time, successfully consolidating and repaying your debts can improve your score by lowering your credit utilization ratio and simplifying payments.
OUR BLOGS
Expert Blogs on Lending & Finance
Discover a wealth of knowledge in our blog, where we provide updates on the lending industry, practical financial advice, and comprehensive reviews of leading lenders.
Learn how to check, improve, and understand your credit score.
Learn the different types of debt, including secured, unsecured, revolving, and more.
Discover 8 simple steps to pay off debt and regain control of your finances.
Learn what a credit freeze is, why it matters, and how to lift it quickly.
Learn how debt consolidation works, its benefits, and risks. Discover if consolidating debt is the right option for you before
Find the best personal loans for bad credit, including debt consolidation options. Learn how to qualify, compare loan types, and
Get Your Lender Site Reviewed and Boost Your Trust Factor
To stand out from the crowd contact us to get featured!